During college, I opened up a lot of credit cards. At the time, I didn’t think anything of it and I got something new with each application – a baseball hat, a T-shirt, a football. So, when I didn’t have my paycheck, I put the purchase on one of my credit cards. I ended college with a degree and huge credit card debt. One day, I came across the Denver Credit Fix website, which helped to show me the right way to use credit.